Legal Services of Northwest Jersey
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Legal Services of Northwest Jersey
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Consumer Law
Debt, Assets & Income
Consumers are people who
- buy things or services for themselves and their families,
- use credit cards or loans for themselves and their families,
- use personal bank accounts,
- owe personal income tax.
Legal Assistance
We may advise, negotiate for or represent consumers in these kinds of cases and related matters:
You Are Being Sued to Collect a Debt
- On a consumer contract
- Credit card
- Medical debt
- Back rent
- Mortgage foreclosure
- Condo association fees
- Student loan
- Taxes
A Judgment Creditor or Bill Collector is trying to Collect
- With a levy on your bank account
- By garnishing your wages
- By repossessing your automobile or other property
- By placing a lien on your house
- By shutting off your utilities (electricity, gas, water)
- By harassing you
- Has served an information subpoena
- Payment plans
Home Ownership
- Mortgage foreclosure
- Condo association fees
- Reverse mortgage
- Tax foreclosure
- Insurance claims
- Ejectments
Cars
- Repossession
- Title loans
- Lemon Law
- Warranties
- Purchase contracts and leases
You Have Multiple Debts
- Bankruptcy
- Credit Reporting
- Credit Repair
You Have Been Financially Exploited
- By a friend, family member, or another person
- Identity theft
- Fraud
- Theft by Deception
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Community Education & Resources
The Consumer Team offers legal education events to the public and to provider agencies on these and other current issues:
- Bankruptcy
- Credit reporting and repair
- Banking, debit cards, and credit cards
- Home Repair Law
- Reverse Mortgages
Legal Services of Northwest Jersey also makes available Referral Resources for your convenience.
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