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Legal Services of Northwest Jersey
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    • About Us 
      • History
      • Board of Trustees
      • Impact Advocacy
      • Locations
    • Our Services 
      • Practice Areas
      • Legal Projects
      • Volunteer
      • Referral Resources
      • FAQs
    • News 
      • Newsletter
      • News + Media
      • Employment
      • Annual Reports
    • Contact Us 
      • Hunterdon County
      • Morris County
      • Somerset County
      • Sussex County
      • Warren County
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Legal Services of Northwest Jersey
  • Home
  • About Us 
    • History
    • Board of Trustees
    • Impact Advocacy
    • Locations
  • Our Services 
    • Practice Areas
    • Legal Projects
    • Volunteer
    • Referral Resources
    • FAQs
  • News 
    • Newsletter
    • News + Media
    • Employment
    • Annual Reports
  • Contact Us 
    • Hunterdon County
    • Morris County
    • Somerset County
    • Sussex County
    • Warren County
  • …  
    • Home
    • About Us 
      • History
      • Board of Trustees
      • Impact Advocacy
      • Locations
    • Our Services 
      • Practice Areas
      • Legal Projects
      • Volunteer
      • Referral Resources
      • FAQs
    • News 
      • Newsletter
      • News + Media
      • Employment
      • Annual Reports
    • Contact Us 
      • Hunterdon County
      • Morris County
      • Somerset County
      • Sussex County
      • Warren County
Español
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  • Consumer Law

  • Debt, Assets & Income

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    Consumers are people who

    • buy things or services for themselves and their families,
    • use credit cards or loans for themselves and their families,
    • use personal bank accounts,
    • owe personal income tax.
  • Legal Assistance

    We may advise, negotiate for or represent consumers in these kinds of cases and related matters:

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    You Are Being Sued to Collect a Debt

    • On a consumer contract
    • Credit card
    • Medical debt
    • Back rent
    • Mortgage foreclosure
    • Condo association fees
    • Student loan
    • Taxes
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    A Judgment Creditor or Bill Collector is trying to Collect

    • With a levy on your bank account
    • By garnishing your wages
    • By repossessing your automobile or other property
    • By placing a lien on your house
    • By shutting off your utilities (electricity, gas, water)
    • By harassing you
    • Has served an information subpoena
    • Payment plans
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    Home Ownership

    • Mortgage foreclosure
    • Condo association fees
    • Reverse mortgage
    • Tax foreclosure
    • Insurance claims
    • Ejectments
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    Cars

    • Repossession
    • Title loans
    • Lemon Law
    • Warranties
    • Purchase contracts and leases
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    You Have Multiple Debts

    • Bankruptcy
    • Credit Reporting
    • Credit Repair
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    You Have Been Financially Exploited

    • By a friend, family member, or another person
    • Identity theft
    • Fraud
    • Theft by Deception
  • Community Education & Resources

    The Consumer Team offers legal education events to the public and to provider agencies on these and other current issues:

    • Bankruptcy
    • Credit reporting and repair
    • Banking, debit cards, and credit cards
    • Home Repair Law
    • Reverse Mortgages

    Legal Services of Northwest Jersey also makes available Referral Resources for your convenience.

    Resources
  • Start your application for services

    Apply Now for Legal Help
Legal Services of Northwest Jersey

About Us

History

Board of Trustees

Impact Advocacy

Locations

Our Services

Practice Areas

Legal Projects

Volunteer

Referral Resources

FAQs

News

Annual Reports

Newsletter

Media

Employment

Donate

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