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Legal Services of Northwest Jersey
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    • Home
    • About Us 
      • History
      • Board of Trustees
      • Meet Our Team
      • Impact Advocacy
      • Locations
      • Statement on Racial Justice
    • Our Services 
      • Practice Areas
      • Legal Projects
      • Volunteer
      • Referral Resources
      • COVID-19 Updates
      • FAQs
    • News 
      • Annual Reports
      • Newsletter
      • Media
      • Employment
    • Contact Us 
      • Hunterdon County
      • Morris County
      • Somerset County
      • Sussex County
      • Warren County
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    Legal Services of Northwest Jersey
    • Home
    • About Us 
      • History
      • Board of Trustees
      • Meet Our Team
      • Impact Advocacy
      • Locations
      • Statement on Racial Justice
    • Our Services 
      • Practice Areas
      • Legal Projects
      • Volunteer
      • Referral Resources
      • COVID-19 Updates
      • FAQs
    • News 
      • Annual Reports
      • Newsletter
      • Media
      • Employment
    • Contact Us 
      • Hunterdon County
      • Morris County
      • Somerset County
      • Sussex County
      • Warren County
    • …  
      • Home
      • About Us 
        • History
        • Board of Trustees
        • Meet Our Team
        • Impact Advocacy
        • Locations
        • Statement on Racial Justice
      • Our Services 
        • Practice Areas
        • Legal Projects
        • Volunteer
        • Referral Resources
        • COVID-19 Updates
        • FAQs
      • News 
        • Annual Reports
        • Newsletter
        • Media
        • Employment
      • Contact Us 
        • Hunterdon County
        • Morris County
        • Somerset County
        • Sussex County
        • Warren County
      Español
      • Consumer Law

      • Debt, Assets & Income

         

         

         

        Consumers are people who

        • buy things or services for themselves and their families, 
        • use credit cards or loans for themselves and their families,
        • use personal bank accounts,
        • owe personal income tax.
      • Legal Assistance

        We may advise, negotiate for or represent consumers in these kinds of cases and related matters:

        You Are Being Sued to Collect a Debt

        • On a consumer contract
        • Credit card
        • Medical debt
        • Back rent
        • Mortgage foreclosure
        • Condo association fees
        • Student loan
        • Taxes

        A Judgment Creditor or Bill Collector is trying to Collect

        • With a levy on your bank account
        • By garnishing your wages
        • By repossessing your automobile or other property
        • By placing a lien on your house 
        • By shutting off your utilities (electricity, gas, water)
        • By harassing you
        • Has served an information subpoena
        • Payment plans
      • Home Ownership

        • Mortgage foreclosure
        • Condo association fees
        • Reverse mortgage
        • Tax foreclosure
        • Insurance claims 
        • Ejectments

        Cars

        • Repossession
        • Title loans
        • Lemon Law
        • Warranties
        • Purchase contracts and leases
      • You Have Multiple Debts

        • Bankruptcy
        •  Credit Reporting
        • Credit Repair

        You Have Been Financially Exploited

        •  By a friend, family member, or another person
        • Identity theft
        • Fraud
        • Theft by Deception
      • Start your application for services here:

        Apply Now for Legal Help

        Add paragraph text here.

         

        Community Education & Resources

        The Consumer Team offers legal education events to the public and to provider agencies on these and other current issues:

        • Bankruptcy
        • Credit reporting and repair
        • Banking, debit cards, and credit cards
        • Home Repair Law
        • Reverse Mortgages

        Legal Services of Northwest Jersey also makes available Referral Resources for your convenience.

        Resources
      Legal Services of Northwest Jersey

      About Us

      History

       

      Board of Trustees

       

      Meet Our Team

       

      Impact Advocacy

       

      Locations

       

      Statement on Racial Justice

      Our Services

      Practice Areas

       

      Legal Projects

       

      Volunteer

       

      Referral Resources

       

      COVID-19 Updates

       

      FAQs

      News

      Annual Reports

       

      Newsletter

       

      Media

       

      Donate

       

       

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